Banking Regulation and Compliance Training Course

Participants can design clear governance, accountability and escalation arrangements for compliance risk.

• Board duties for risk appetite, oversight, challenge and documented decisions
• Senior management accountability under fit-and-proper supervisory expectations
• Three lines model: business ownership, oversight and independent assurance
• Compliance charters defining authority, independence, access and reporting rights
• Risk committees, compliance committees and escalation routes for material issues
• Management information packs using key risk indicators and threshold breaches

Participants can complete a structured compliance risk assessment and prioritise treatment actions.

• Inherent-risk assessment by product, customer, channel, geography and transaction
• Control-effectiveness ratings supported by evidence, testing and issue history
• Risk scoring matrices with likelihood, impact and residual-risk criteria
• Compliance risk appetite statements, tolerances and trigger-based escalation thresholds
• Annual compliance plans prioritised through residual-risk assessment results
• Issue registers capturing root cause, action owner, deadline and validation

Participants can explain core Basel III capital requirements and their compliance implications.

• Common Equity Tier 1, Additional Tier 1 and Tier 2 capital
• Risk-weighted assets under credit, market and operational risk approaches
• Capital conservation buffer, countercyclical buffer and systemic bank buffers
• Pillar 1 minimums, Pillar 2 assessments and Pillar 3 disclosures
• Internal Capital Adequacy Assessment Process governance and documentation
• Capital breaches, recovery actions and supervisory notification expectations

Participants can identify key liquidity, funding and concentration-risk compliance requirements.

• Liquidity Coverage Ratio calculation using high-quality liquid asset categories
• Net Stable Funding Ratio treatment of assets and funding sources
• Liquidity risk appetite, stress testing and contingency funding plans
• Large exposure limits, connected counterparties and concentration aggregation methods
• Intraday liquidity monitoring for payments, collateral and settlement obligations
• Supervisory reporting controls for liquidity metrics and exposure returns

Participants can assess conduct risks and define controls supporting fair customer treatment.

• Conduct-risk taxonomy covering sales, advice, disclosures, complaints and vulnerability
• Product governance approvals using target-market and value-for-money assessments
• Customer communications tested for clarity, balance, prominence and suitability
• Sales incentive controls preventing mis-selling and conflicted customer recommendations
• Complaint root-cause analysis linked to remediation and product-change decisions
• Vulnerable customer policies, identification triggers and reasonable-adjustment controls

Participants can design risk-based customer due diligence and ownership verification controls.

• Customer identification requirements for individuals, entities, trusts and partnerships
• Beneficial ownership verification using ownership chains and control indicators
• Purpose-and-nature profiling to establish expected account activity
• Risk classification factors: geography, product, customer type and delivery channel
• Enhanced due diligence for politically exposed persons and high-risk relationships
• Periodic review schedules triggered by risk rating and customer events

Participants can evaluate transaction-monitoring alerts and prepare defensible escalation decisions.

• Scenario calibration using customer profiles, transaction patterns and typology indicators
• Alert triage separating false positives, information gaps and credible suspicion
• Investigation case files documenting rationale, evidence, decisions and approvals
• Suspicious activity report narratives stating who, what, when, where and why
• Tipping-off restrictions, confidentiality controls and information-sharing boundaries
• Quality assurance reviews for alert closure and reporting decision consistency

Participants can apply sanctions screening and escalation controls to banking transactions.

• Sanctions regimes, list sources and bank-specific policy requirements
• Name screening matching logic, transliteration, aliases and false-positive disposition
• Payment screening controls for parties, banks, vessels and sanctioned territories
• Trade finance red flags in invoices, shipping documents and commodity flows
• Asset-freeze procedures, rejected transactions and regulator notification requirements
• Sanctions escalation matrices involving compliance, legal, operations and senior management

Participants can map fraud risks and select preventive, detective and corrective controls.

• Fraud risk assessment covering internal, external, digital and payment fraud
• Segregation-of-duties matrices for payment initiation, approval and release
• Red flags for account takeover, authorised push-payment and insider fraud
• Control design using preventive, detective, corrective and compensating measures
• Fraud incident response preserving evidence, customer treatment and reporting obligations
• Loss-event analysis linking fraud trends to control improvement actions

Participants can identify market-conduct obligations and controls for conflicts and abuse prevention.

• Market abuse categories: insider dealing, unlawful disclosure and market manipulation
• Information barriers, insider lists and restricted-list administration controls
• Personal account dealing approvals, disclosures and post-trade monitoring
• Conflicts-of-interest registers covering inducements, gifts and outside business interests
• Trade surveillance scenarios detecting spoofing, layering and unusual order behaviour
• Escalation and reporting procedures for suspected market-abuse activity

Participants can define compliance controls for personal data, bank secrecy and record retention.

• Data inventories identifying personal, confidential and special-category information
• Lawful processing grounds, privacy notices and customer consent controls
• Access controls based on least privilege, role design and recertification
• Cross-border data transfers, outsourcing arrangements and contractual safeguards
• Records-retention schedules for customer files, transactions and compliance evidence
• Personal data breach triage, notification decisions and incident documentation

Participants can assess regulatory expectations for resilience, outsourcing and service continuity.

• Important business services mapped to people, processes, technology and suppliers
• Impact tolerances defining maximum disruption for critical customer services
• Operational resilience testing through severe-but-plausible disruption scenarios
• Outsourcing due diligence covering capability, security, concentration and exit arrangements
• Third-party contracts specifying audit rights, service levels and incident notification
• Business continuity plans aligned with crisis management and regulatory communications

Participants can establish controls that improve completeness, accuracy and timeliness of regulatory returns.

• Regulatory reporting inventories assigning data owners, preparers, reviewers and approvers
• Data lineage from source systems through transformations to submitted returns
• Reconciliations between general ledger, risk systems and regulatory reporting outputs
• Submission calendars incorporating deadlines, attestations and regulator communication protocols
• Material error assessments, resubmissions and root-cause remediation requirements
• Disclosure governance for financial statements, Pillar 3 and public reporting

Participants can plan and perform risk-based compliance monitoring reviews.

• Monitoring plans selecting high-risk obligations, controls, samples and review frequencies
• Control test scripts defining objectives, populations, samples and evidence criteria
• Sample selection methods using random, judgmental and risk-based approaches
• Walkthroughs tracing transactions from initiation through approval, processing and recordkeeping
• Finding ratings based on impact, likelihood, control failure and recurrence
• Testing reports documenting scope, exceptions, conclusions and agreed management actions

Participants can manage compliance breaches from discovery through closure and validation.

• Breach triage assessing regulatory significance, customer impact and immediate containment
• Root-cause analysis using five whys, fishbone diagrams and control-failure evidence
• Investigation plans setting scope, document preservation, interviews and decision authorities
• Regulatory notification assessments against materiality thresholds and reporting deadlines
• Remediation plans with actions, milestones, accountable owners and completion evidence
• Independent validation confirming corrective actions address identified root causes

Participants can prepare for supervisory reviews and respond effectively to regulatory requests.

• Supervisory examination preparation using request trackers and evidence repositories
• Information-request responses that are accurate, consistent, timely and appropriately approved
• Meeting preparation: key messages, issue logs, attendees and escalation protocols
• Regulatory findings management from preliminary observations through final commitments
• Board reporting on examination status, critical findings and remediation progress
• Professional challenge techniques when supervisors question management assumptions or controls

Participants can distinguish compliance monitoring from independent assurance and reinforce ethical conduct.

• COSO Internal Control components applied to regulated banking control environments
• Internal audit planning based on risk, regulatory priorities and assurance coverage
• Second-line monitoring versus third-line assurance roles and independence requirements
• Whistleblowing arrangements protecting confidentiality, non-retaliation and impartial investigation
• Conduct culture indicators drawn from complaints, incentives, turnover and speak-up data
• Training records, attestations and policy acknowledgements as compliance evidence

Participants can convert new regulatory requirements into controlled implementation plans.

• Horizon scanning sources covering regulators, legislation, consultations and enforcement actions
• Regulatory change impact assessments across products, processes, systems and policies
• Gap analysis comparing current controls with new requirement statements
• Implementation roadmaps assigning owners, dependencies, milestones and approval gates
• Policy-management lifecycle covering drafting, challenge, approval, publication and attestation
• Post-implementation reviews confirming adoption, control operation and residual-risk acceptance

Participants can build, review and present a complete compliance management programme for a bank.

• Obligation register covering prudential, conduct, financial-crime and reporting requirements
• Risk assessment prioritising customer, product, geographic and operational exposures
• Control matrix linking requirements, owners, evidence, frequency and escalation thresholds
• Monitoring plan specifying reviews, samples, testing procedures and reporting outputs
• Breach and remediation protocol with notification, governance and validation steps
• Senior management presentation explaining residual risks, priorities and resource requirements