Fintech Treasury Operations for Treasury Managers Training Course

Course overview

Treasury managers are expected to maintain cash visibility, release payments securely, manage bank relationships and provide reliable liquidity forecasts while payment formats, banking APIs and treasury platforms are changing. Fragmented bank portals, delayed statements, manual payment approvals and inconsistent master data can leave cash positions incomplete and controls difficult to evidence. This course addresses the operational decisions behind a technology-enabled treasury function: what to automate, what to retain as a control, and how to govern data and exceptions.

Participants examine the treasury technology landscape across treasury management systems, ERP cash-management modules, bank connectivity, APIs, SWIFT messaging and ISO 20022 payment standards. They learn to map an end-to-end cash and payment process; configure practical control requirements for user access, payment approval and bank-account management; assess cash-position data quality; and build a short-term liquidity forecasting model. The course also covers TMS implementation governance, integration design, cybersecurity risks, operational resilience and technology-vendor evaluation.

Instruction combines treasury operating models with realistic transaction data, payment workflows and implementation cases. Participants work through exception queues, construct a cash-positioning pack, define a payment-control matrix and assess a proposed TMS integration against business requirements. They leave with a Treasury Fintech Operations Action Plan containing a target process map, priority control improvements, data requirements, implementation roadmap and measures for tracking benefits. The course is suited to treasury managers who need to lead technology decisions without becoming system administrators or software developers.

Course objectives

By the end of this course, participants will be able to:

• Map an end-to-end treasury operating process from bank statement receipt to cash positioning, payment release and reconciliation
• Evaluate treasury management system capabilities using a weighted requirements and vendor-scoring matrix
• Configure a payment approval control matrix covering user roles, segregation of duties, limits and emergency payment procedures
• Analyse bank statement and transaction data to identify cash-visibility gaps, duplicate records and reconciliation exceptions
• Build a 13-week liquidity forecast structure using operational cash-flow drivers, scenarios and forecast-accuracy measures
• Interpret ISO 20022 payment and reporting messages for treasury payment, statement and reconciliation workflows
• Assess API, host-to-host and SWIFT connectivity options against security, resilience, cost and implementation criteria
• Produce a treasury fintech operations action plan with process priorities, control owners, milestones and benefit measures

Benefits of attending

Target competencies

Who should attend

• Treasury Managers — who own cash operations, bank relationships and treasury technology priorities
• Assistant Treasury Managers — who supervise payment workflows, cash positioning and operational controls
• Cash Managers — who need reliable bank data and disciplined daily liquidity processes
• Treasury Operations Managers — who must reduce manual exceptions while preserving payment controls
• Finance Systems Managers — who support TMS, ERP and bank-connectivity integrations for treasury users
• Financial Controllers — who require stronger evidence over cash reporting, payments and reconciliations

Requirements and prerequisites

Participants should understand the basic purpose of cash positioning, bank reconciliations, payment approvals and short-term liquidity forecasting. Experience working with Excel cash reports, bank portals, an ERP finance module or a treasury management system is helpful, but expert system administration is not assumed. Participants should be comfortable reading a bank statement, tracing a payment through an approval workflow and discussing internal controls. No coding, API development, SWIFT certification, ISO 20022 implementation experience or prior use of Kyriba or SAP S/4HANA is required. Complete beginners should expect a focused introduction to treasury operations before progressing to technology design decisions.

Training methodology

The programme uses instructor-led briefings to establish treasury technology concepts, followed by guided analysis of cash reports, bank statements, payment workflows and control failures. Participants complete individual and small-group exercises using realistic treasury data and simulated TMS and ERP scenarios. Case discussions examine bank-connectivity outages, fraudulent-payment attempts and implementation trade-offs. Each day adds material to an applied Treasury Fintech Operations Action Plan. On day five, participants test their proposed target process, control matrix and implementation priorities against a peer review and instructor challenge.

Course outline

Day 1: Treasury technology operating model and cash visibility

• Treasury operating model: front, middle and back-office responsibilities
• Treasury management system, ERP and bank portal roles
• Daily cash-positioning workflow and intraday liquidity information
• Bank account management and account-signatory data governance
• Bank statement formats, timing conventions and data completeness
• Cash-visibility data model: balances, transactions and value dates
• Treasury process mapping using swimlane diagrams and control points

Workshop: Participants map a daily cash-positioning process for a multi-bank company and produce a gap log covering data sources, ownership and control failures.

Day 2: Payments, connectivity and control architecture

• Payment lifecycle from payment file creation to bank confirmation
• Segregation of duties, entitlements and approval-limit design
• Payment factory and payment-on-behalf-of operating models
• SWIFT gpi tracking and correspondent banking payment visibility
• ISO 20022 pain.001, camt.053 and camt.054 message purposes
• API, host-to-host and SWIFT connectivity comparison
• Payment exception queues, recall procedures and emergency-payment controls

Workshop: Participants build a payment-control matrix for a simulated treasury, defining maker-checker roles, approval thresholds, release evidence and escalation rules.

Day 3: Cash forecasting, reconciliation and treasury data

• 13-week liquidity forecast design and cash-flow-driver selection
• Direct versus indirect cash forecasting methods
• Forecast scenarios, confidence ranges and forecast-accuracy measurement
• ERP accounts receivable and accounts payable data extraction for treasury
• Bank reconciliation matching rules and exception classification
• Master-data governance for bank accounts, counterparties and currencies
• Dashboard metrics for cash visibility, forecast variance and unreconciled items

Workshop: Using a simulated bank and ERP data set, participants create a 13-week forecast template and an exception report with root-cause categories.

Day 4: TMS selection, implementation and resilience

• Kyriba and SAP S/4HANA Cash Management capability comparison
• Treasury requirements gathering and must-have versus configurable requirements
• Weighted vendor-scoring matrix and total-cost-of-ownership assessment
• TMS integration architecture: ERP, banks, market data and identity management
• User acceptance testing scripts for payment and cash-position processes
• Implementation governance, data migration and change-control responsibilities
• Cybersecurity, business continuity and third-party resilience requirements

Workshop: Teams assess two TMS implementation options using a requirements scorecard and produce a recommendation with integration, control and delivery risks.

Day 5: Technology governance and treasury transformation plan

• Treasury fintech risk register and control-owner assignment
• Key risk indicators for payment fraud, connectivity failure and data quality
• Service-level agreements and vendor performance review metrics
• Business case measures: automation rate, straight-through processing and cash visibility
• Target-state treasury process design and phased implementation roadmaps
• Stakeholder governance across treasury, finance, IT, procurement and banks
• Post-implementation review and benefits-realisation reporting

Workshop: Participants present a Treasury Fintech Operations Action Plan containing a target process map, control priorities, technology roadmap, accountable owners and benefit measures.

Tools & standards covered

Kyriba, SAP S/4HANA Cash Management, ISO 20022, SWIFT gpi

A typical training day

Live online deliveries follow the same structure in the East Africa Time zone, with shorter screen blocks and longer breaks.

What the fee includes

How you can take this course

Certification

Participants who complete the full five days receive the Skillset Development Certificate of Completion, stating the course title, course code, dates and delivery format — suitable for professional-development records and employer reimbursement.

Frequently asked questions