Stablecoins and Digital Asset Regulation Training Course

Duration 5 days 10 modules · 33 contact hours
Level Intermediate Certificate on completion
Who attends Treasury Managers, Compliance Officers and others
Fee from USD 1,100 KSh 95,000 for Kenyan organisations
Where 52 cities + online See dates by city
Next start 16 Nov 2026 Course code SD-FT-047

Before you join: Participants should have working knowledge of financial services, payments, treasury, risk, compliance, audit or financial control.

Dates & prices

Two start dates a month in every city, and live online on weekdays or weekends. Fees are per participant; classroom fees include tuition, materials, lunch and refreshments, and the certificate.

Suggest a date or city

Showing the next six months. Later dates, other cities and private deliveries for your team are available on request.

Course overview

Stablecoins are moving from retail trading venues into treasury operations, merchant settlement, tokenised securities, cross-border payments and collateral management. Their apparent simplicity can conceal material risks: reserve shortfalls, redemption pressure, smart-contract failures, wallet compromise, sanctions exposure, weak governance and uncertain legal treatment. Finance, risk and compliance teams need to determine whether a proposed stablecoin arrangement is commercially justified, legally permissible and supported by controls that can withstand regulatory scrutiny.

This course examines stablecoin structures, reserve models, operating mechanics and institutional use cases. Participants assess issuers, custodians, exchanges and wallet providers; evaluate depegging and liquidity scenarios; and apply financial-crime controls to on-chain transfers. The regulatory content covers MiCA, the EU Transfer of Funds Regulation, FATF Recommendation 15, Basel cryptoasset standards, UK requirements, United States oversight and Singapore's stablecoin framework. Participants learn to translate these sources into product decisions, governance requirements, control evidence and reporting obligations.

Teaching combines instructor briefings, regulatory interpretation, financial-services case work, group risk assessments, control-design activities and incident simulations. Participants work through scenarios involving a corporate treasury stablecoin payment, an issuer redemption run, a sanctions alert and a tokenised securities settlement proposal. They leave with a stablecoin risk and controls pack containing due-diligence criteria, a regulatory applicability assessment, reserve and redemption review points, an incident response structure and a 90-day implementation plan. The five-day programme provides approximately 32.5 contact hours, delivered 08:30-16:30 in a classroom or live online, with a certificate of completion.

The course is suited to professionals responsible for payments, treasury, compliance, risk, audit, digital asset strategy or financial-control decisions. It is particularly relevant where an organisation is considering stablecoin acceptance, issuance, custody, settlement, investment or service-provider partnerships.

What you will be able to do

  • Classify stablecoin models by reserve structure, legal claim, operating model and use case
  • Assess reserve quality, redemption capacity and depegging risk using liquidity stress scenarios
  • Map stablecoin activities to MiCA, FATF Recommendation 15, Travel Rule and jurisdictional requirements
  • Design financial-crime controls for wallet screening, transaction monitoring and suspicious activity escalation
  • Evaluate issuer, custodian, exchange and wallet-provider due diligence evidence
  • Perform stablecoin risk assessments covering operational, technology, legal, liquidity and conduct exposures
  • Draft governance, control-testing and board-reporting requirements for a stablecoin arrangement
  • Build a 90-day stablecoin implementation or remediation plan with accountable owners

Benefits of attending

For you

  • Assess stablecoin proposals with structured commercial, risk and regulatory criteria
  • Discuss reserve quality and redemption risk confidently with issuers and treasury stakeholders
  • Apply Travel Rule, wallet-screening and transaction-monitoring requirements to digital asset transfers
  • Prepare evidence-based recommendations for stablecoin product approvals and vendor decisions
  • Build credible implementation plans for stablecoin controls, governance and incident readiness

For your organisation

  • Reduce exposure to poorly structured stablecoin issuers and weak reserve arrangements
  • Improve regulatory readiness for MiCA, Travel Rule and financial-crime obligations
  • Establish consistent due diligence for issuers, custodians, exchanges and wallet providers
  • Strengthen incident response for depegging, sanctions alerts and technology failures
  • Support informed decisions on stablecoin payments, treasury settlement and tokenised asset initiatives

Course modules

10 modules over 5 days

Participants can classify stablecoin models and explain their legal, economic and operational characteristics.

  • Stablecoin taxonomy: fiat-backed, crypto-backed, algorithmic, tokenised deposits and e-money tokens
  • Reserve structures, redemption rights, par value and settlement-finality characteristics
  • Distinguishing payment stablecoins from bank deposits, e-money and money-market fund shares
  • Lifecycle mapping: issuance, minting, transfer, redemption, burning and reserve liquidation
  • Public-chain, permissioned-chain and hybrid operating models for institutional settlement
  • Wallet custody models: self-custody, hosted wallets, MPC and omnibus accounts

Participants can evaluate reserve arrangements, redemption capacity and financial soundness evidence.

  • Reserve asset eligibility, liquidity ladders and concentration limits
  • Reconciliation controls between token supply, reserve accounts and attestations
  • Segregation, safeguarding and insolvency treatment of customer reserve assets
  • Redemption stress testing using run-rate, liquidity and operational assumptions
  • Attestation, audit and proof-of-reserves: scope, limitations and assurance levels
  • Review disclosure statements for reserve composition, redemption terms and fees

Participants can assess where stablecoins offer a justified institutional payment or settlement application.

  • Cross-border treasury payments: correspondent banking frictions, cut-off times and prefunding
  • Merchant acquiring economics, settlement cycles and chargeback differences
  • Delivery-versus-payment design for tokenised securities and wholesale settlement
  • On-chain collateral mobility in repo, margining and liquidity management
  • Programmable payments: conditional releases, escrow logic and approval workflows
  • Use-case selection through value, risk, control and regulatory-fit criteria

Participants can identify technology and operating risks within a stablecoin service arrangement.

  • Consensus mechanisms, validator dependencies and chain-governance failure scenarios
  • Smart-contract threat modelling using attack surfaces, controls and residual risk
  • Oracle, bridge and key-management risks in multi-chain stablecoin arrangements
  • Cyber incident classification, containment, recovery and stakeholder notification procedures
  • Operational resilience mapping for issuers, custodians, exchanges and technology providers
  • Third-party due diligence covering service levels, audit rights and exit plans

Participants can design proportionate AML, sanctions and transfer-data controls for stablecoin activity.

  • FATF Recommendation 15 obligations for virtual-asset service providers
  • Travel Rule data fields, counterparty screening and transfer controls
  • Blockchain analytics for sanctions exposure, typologies and transaction investigations
  • Wallet risk scoring, address clustering and source-of-funds review
  • Transaction-monitoring scenarios for structuring, mixers, darknet exposure and rapid movement
  • Suspicious activity escalation, case documentation and regulatory reporting decisions

Participants can map stablecoin activities to major regulatory regimes and jurisdictional triggers.

  • MiCA classification of asset-referenced tokens, e-money tokens and other crypto-assets
  • EU Transfer of Funds Regulation requirements for crypto-asset transfers
  • FCA stablecoin regime proposals, financial promotions and custody expectations
  • United States oversight: federal agencies, state money-transmitter licensing and enforcement
  • MAS stablecoin framework: reserve, capital, redemption and disclosure requirements
  • Jurisdictional comparison using activity, entity, customer and distribution triggers

Participants can establish governance and control structures for stablecoin products and partnerships.

  • Three-lines model for stablecoin product ownership, oversight and assurance
  • Risk appetite statements covering depeg, liquidity, conduct and financial-crime exposures
  • Control library design linking risks, controls, owners, evidence and testing
  • Board reporting packs: key risk indicators, breaches, incidents and remediation
  • Product approval governance using target-market, risk and compliance assessments
  • Conflict management where issuers, exchanges, custodians and affiliates interact

Participants can identify prudential, accounting and disclosure questions arising from stablecoin activities.

  • Basel cryptoasset standard: Group 1 classification and capital treatment
  • IFRS accounting questions: issuer obligations, reserve assets and redemption features
  • Fair-value measurement and impairment considerations for corporate digital-asset holdings
  • Liquidity-risk analysis of reserve assets under normal and stressed redemption conditions
  • Capital planning for operational losses, legal claims and wind-down costs
  • Financial-statement disclosures for concentration, custody, valuation and regulatory exposures

Participants can assess providers and prepare a controlled stablecoin implementation approach.

  • Stablecoin issuer due diligence: legal entity, licensing, reserves and governance
  • Counterparty assessment of custodians, exchanges, wallet providers and market makers
  • Contract clauses for redemption, service continuity, audit access and liability
  • Implementation roadmap: pilot scope, control gates, metrics and decision rights
  • Vendor risk assessments using inherent risk, control maturity and residual risk
  • Exit planning for depegging, regulatory change, provider failure and migration

Participants can prepare incident responses, management reporting and a prioritised action plan.

  • Scenario analysis: depeg, sanctions event, cyberattack and redemption suspension
  • Incident playbooks defining decision thresholds, escalation paths and communications
  • Regulatory horizon scanning with obligations registers and accountable owners
  • KPI and KRI selection for adoption, liquidity, compliance and resilience
  • Executive briefing structure: use case, risk profile, controls and recommendation
  • 90-day action plan prioritising evidence gaps, decisions and stakeholder commitments

Exercises and examples are adapted to each cohort's sectors and roles.

What you take back to work

  1. Stablecoin classification and use-case assessment model
  2. Reserve and redemption due-diligence checklist
  3. Regulatory applicability assessment template
  4. Financial-crime control design matrix
  5. Stablecoin incident response playbook
  6. 90-day implementation action plan

Who should attend

  • Treasury Managers — assess stablecoin payments, liquidity implications and settlement opportunities
  • Compliance Officers — translate cryptoasset rules into monitoring, reporting and governance requirements
  • Risk Managers — assess depegging, operational, technology and counterparty exposures
  • Payments and Fintech Leaders — determine viable product models and control requirements
  • Internal Auditors — test stablecoin governance, reserve evidence and financial-crime controls
  • Finance and Accounting Managers — evaluate reserve treatment, disclosures and financial reporting implications

Skills and tools covered

Stablecoin risk assessmentReserve analysisDigital asset complianceTravel Rule controlsIssuer due diligenceRegulatory mapping

Tools and standards

Markets in Crypto-Assets Regulation, FATF Recommendation 15, EU Transfer of Funds Regulation, Basel Committee cryptoasset standard

How the course runs

Training methodology

The course uses short instructor briefings to establish concepts, regulations and control expectations, followed by financial-services case work and structured group analysis. Participants assess reserve disclosures, compare jurisdictional requirements, review transaction-risk scenarios and design governance responses. Simulations address depegging, sanctions exposure, cyber incidents and redemption pressure. Throughout the programme, participants apply a common risk-and-controls structure to their own intended stablecoin use case, provider relationship or control-review responsibility.

Requirements and prerequisites

Participants should have working knowledge of financial services, payments, treasury, risk, compliance, audit or financial control. Familiarity with basic blockchain terms such as wallets, private keys, public blockchains and token transfers is helpful. Participants should be comfortable reading regulatory extracts, assessing operational processes and discussing financial risk. Prior experience trading cryptoassets, writing smart contracts or programming is not required. The course does not assume specialist legal qualifications, but it does require willingness to examine legal and regulatory obligations in detail.

A typical training day

08:30 – 10:30First session
10:30 – 10:45Refreshment break
10:45 – 12:30Second session
12:30 – 13:30Lunch and networking
13:30 – 15:00Third session
15:00 – 15:15Refreshment break
15:15 – 16:30Workshop and daily review

Live online deliveries follow the same structure in East Africa Time, with shorter screen blocks and longer breaks.

What the fee includes

  • Instruction by a practitioner facilitator
  • Full course workbook and materials
  • Exercise files, templates and case studies
  • Refreshments and lunch on classroom deliveries
  • Certificate of completion
  • Post-course application plan

Frequently asked questions

Participants should understand basic financial services, payments, risk or compliance concepts. Blockchain familiarity is useful but not essential; the course explains the stablecoin mechanics needed for the regulatory and control content.

Bring a laptop for live online delivery or if preferred for classroom reference, plus details of any stablecoin use case, provider assessment or policy question relevant to your role. No specialist software, wallet or cryptoasset account is required.

The course suits treasury, payments, compliance, risk, audit, finance and digital asset professionals. It is designed for people who must assess, govern, approve, monitor or assure stablecoin-related activity.

This course concentrates on stablecoin structures, institutional applications, reserve risk, regulation, financial-crime controls and governance. It does not focus on trading strategies, token speculation, blockchain programming or decentralised finance protocols.

Participants can use the templates to assess an issuer or service provider, identify regulatory obligations, test controls and prepare management recommendations. The 90-day action plan helps turn identified gaps into accountable workstreams.

The programme runs for five training days, 08:30-16:30, providing approximately 32.5 contact hours. Time is divided between stablecoin mechanics, reserve and risk analysis, regulation, financial-crime controls, governance, due diligence and action planning.

Questions about this course?

Ask about dates, fees, group bookings or running it for your team. Our training team replies by email.

Ask on WhatsApp info@skillsetdevelopment.com

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