Corporate Finance for Bankers Training Course

Duration 5 days 10 modules · 33 contact hours
Level Intermediate Certificate on completion
Who attends Corporate Relationship Managers, Credit Analysts and others
Fee from USD 1,100 KSh 95,000 for Kenyan organisations
Where 52 cities + online See dates by city
Next start 16 Nov 2026 Course code SD-BI-163

Before you join: Participants should be comfortable reading an income statement, balance sheet and cash flow statement, and should understand basic accounting terms such as revenue, gross margin, depreciation, receivables and debt.

Dates & prices

Two start dates a month in every city, and live online on weekdays or weekends. Fees are per participant; classroom fees include tuition, materials, lunch and refreshments, and the certificate.

Suggest a date or city

Showing the next six months. Later dates, other cities and private deliveries for your team are available on request.

Course overview

Corporate bankers must form a defensible view of a client’s financial capacity, funding needs and strategic options before recommending credit, underwriting a transaction or presenting an advisory proposal. The difficulty is not calculating ratios alone. It is connecting reported results, cash generation, industry economics, debt structure, valuation and downside scenarios into a clear credit and transaction judgement. Weak analysis can result in poorly structured facilities, missed advisory opportunities, inadequate covenant protection or unreliable value conclusions.

This course develops the corporate-finance toolkit used by relationship managers, credit officers, product specialists and transaction bankers. Participants interpret financial statements from a lender and adviser perspective; construct cash flow forecasts; assess working-capital requirements; analyse capital structure; calculate weighted average cost of capital; value businesses using discounted cash flow, trading multiples and precedent transactions; and evaluate acquisitions, refinancing and restructuring proposals. The course also covers debt capacity, covenant design, security analysis, project-finance fundamentals and the financial warning signs that require early intervention.

Teaching combines focused technical briefings with bank lending cases, financial-model reviews, credit-committee discussions, transaction simulations and peer challenge. Cases reflect situations such as a manufacturer seeking acquisition finance, a retailer under working-capital pressure, an infrastructure sponsor seeking long-term debt and a family-owned business preparing for sale. Participants leave with a corporate-finance analysis pack containing reusable templates for borrower assessment, cash flow forecasting, valuation, debt sizing and transaction review.

The course is suited to professionals who work with corporate clients and need to make or support informed lending, investment-banking and risk decisions. It is delivered over five instructor-led days in classroom locations across 50+ cities or live online. Each training day runs from 08:30 to 16:30 and provides about 6.5 contact hours. Participants who complete the course receive a certificate of completion.

What you will be able to do

  • Interpret financial statements using lender-focused profitability, liquidity, leverage and cash flow analysis
  • Build a 13-week cash flow forecast from operating, working-capital and financing assumptions
  • Assess borrower debt capacity using cash flow available for debt service and scenario analysis
  • Calculate weighted average cost of capital and apply it to investment appraisal
  • Value a company using discounted cash flow, trading multiples and precedent transactions
  • Structure debt facilities using repayment profiles, covenants, security and pricing principles
  • Evaluate acquisition, refinancing and restructuring proposals from credit and valuation perspectives
  • Present a concise corporate-finance recommendation supported by financial evidence and downside cases

Benefits of attending

For you

  • Produce credit recommendations supported by cash flow, debt capacity and downside evidence
  • Contribute credibly to client discussions on funding, valuation and transaction options
  • Recognise weak cash conversion and refinancing risk before they become credit events
  • Build reusable valuation and debt-sizing analyses for corporate client assignments
  • Prepare for broader responsibilities in corporate banking, credit or transaction teams

For your organisation

  • Improve consistency of borrower analysis across relationship, credit and product teams
  • Strengthen facility structures through better debt sizing, covenants and repayment profiles
  • Identify advisory and cross-product opportunities from client financial analysis
  • Reduce avoidable credit losses through earlier recognition of cash flow stress
  • Improve credit-committee papers with clearer valuation, scenario and transaction evidence

Course modules

10 modules over 5 days

Participants can distinguish lending, advisory and risk considerations within a corporate banking mandate.

  • Corporate banking revenue streams: lending, fees, deposits and transaction services
  • Client lifecycle analysis from start-up funding through refinancing and exit
  • Relationship returns assessed through risk-adjusted return on capital principles
  • Banker roles in credit origination, structuring, execution and portfolio monitoring
  • Funding needs mapped to operating cycle, investment cycle and ownership objectives
  • Agency conflicts between shareholders, lenders, managers and minority investors

Participants can interpret reported financial performance and identify issues requiring further investigation.

  • Income statement quality assessed through margins, growth and non-recurring items
  • Balance sheet structure examined using liquidity, capitalisation and asset quality
  • Cash flow statement reconciled to earnings, working capital and capital expenditure
  • Common-size analysis identifies material movements between reporting periods
  • DuPont analysis separates profitability, asset efficiency and financial gearing drivers
  • Accounting red flags include aggressive revenue recognition and capitalised costs
  • Management accounts compared with audited statements, budgets and prior forecasts

Participants can analyse cash conversion and prepare a short-term liquidity forecast.

  • 13-week rolling cash forecast built from receipts, payroll and supplier data
  • Cash conversion cycle calculated using days sales outstanding and inventory days
  • Working-capital movements reconciled between balance sheet and operating cash flow
  • Seasonality incorporated into revenue, inventory, receivables and payables assumptions
  • Liquidity headroom measured against committed facilities, overdrafts and covenant thresholds
  • Stress scenarios test delayed collections, margin erosion and supplier pressure
  • Sources and uses schedule identifies funding gaps and refinancing requirements

Participants can determine sustainable debt capacity and form a lender-focused credit view.

  • Debt service capacity estimated from cash flow available for debt service
  • Net debt to EBITDA interpreted against business volatility and peer benchmarks
  • Interest coverage calculated using EBITDA, EBIT and cash interest measures
  • Fixed-charge coverage incorporates leases, dividends, tax and maintenance capital expenditure
  • Base, downside and severe scenarios test repayment capacity under stress
  • Borrower business risk assessed through market position, concentration and cyclicality
  • Credit recommendation links financial analysis, mitigants and residual risk

Participants can assess financing choices and calculate the cost of capital for corporate decisions.

  • Capital structure assessed using debt maturity, currency and interest-rate exposure
  • Weighted average cost of capital calculated from market-value funding weights
  • CAPM estimates cost of equity using beta, risk-free rate and market premium
  • Cost of debt adjusted for credit spread, fees and tax deductibility
  • Optimal financing considered against business risk, flexibility and shareholder objectives
  • Dividend policy evaluated against investment needs, debt obligations and ownership expectations
  • Funding alternatives compare bank debt, bonds, equity and mezzanine finance

Participants can apply and reconcile major valuation methods for banking and transaction decisions.

  • Discounted cash flow valuation built from forecast free cash flow
  • Terminal value estimated using perpetuity growth and exit multiple methods
  • Enterprise value reconciled with equity value, net debt and minority interests
  • Trading comparables selected using business model, geography and growth characteristics
  • Precedent transaction analysis adjusted for control premiums and market conditions
  • Sensitivity tables test discount rates, terminal growth and operating assumptions
  • Valuation conclusions explained through method selection and range interpretation

Participants can evaluate corporate investment and acquisition proposals using cash flow and return measures.

  • Net present value assesses project value using discounted incremental cash flows
  • Internal rate of return compared with hurdle rate and reinvestment assumptions
  • Payback period used alongside value-based investment appraisal measures
  • Acquisition sources and uses schedule identifies equity, debt and transaction costs
  • Purchase price allocation distinguishes goodwill, identifiable assets and deferred tax
  • Synergy assumptions separated into revenue, cost, timing and execution risks
  • Accretion-dilution analysis tests transaction effects on earnings per share

Participants can propose debt structures that align repayment, controls and security with borrower risk.

  • Term loan amortisation matched to asset life and cash generation
  • Revolving credit facilities sized against seasonal working-capital requirements
  • Financial covenants set using leverage, interest cover and liquidity measures
  • Covenant headroom tested against forecast volatility and reporting frequency
  • Security package assessed through asset value, ranking and enforceability
  • Intercreditor arrangements define payment priority, standstill and enforcement rights
  • Pricing grid links margin adjustments to credit metrics and covenant performance

Participants can assess the distinctive cash flow, contractual and risk-allocation features of structured lending.

  • Project finance separates project cash flows from sponsor balance sheets
  • Debt service coverage ratio measured against contracted project revenue
  • Financial model assumptions cover construction, operations, tariffs and lifecycle costs
  • Risk allocation reviewed across sponsors, contractors, operators and offtakers
  • Direct agreements protect lender step-in rights under key project contracts
  • Reserve accounts provide liquidity for debt service, maintenance and contingencies
  • Completion tests determine transition from construction financing to term debt

Participants can diagnose financial stress and present a clear financing or restructuring recommendation.

  • Early-warning indicators include covenant pressure, overdue creditors and falling utilisation
  • Refinancing analysis compares maturity profiles, pricing, fees and execution risk
  • Restructuring options evaluate maturity extension, amortisation relief and equity injection
  • Stakeholder mapping identifies lender, shareholder, supplier and employee interests
  • Turnaround plan connects operational actions with liquidity and debt reduction targets
  • Credit-committee paper presents risks, mitigants, conditions and recommended terms
  • Personal application plan selects client analyses and actions after training

Exercises and examples are adapted to each cohort's sectors and roles.

What you take back to work

  1. Borrower financial-analysis template
  2. 13-week cash flow forecast model
  3. Debt-capacity and covenant calculator
  4. Weighted average cost of capital worksheet
  5. Business valuation comparison model
  6. Credit-committee recommendation checklist

Who should attend

  • Corporate Relationship Managers — assess client funding needs and identify advisory opportunities
  • Credit Analysts — produce stronger borrower assessments and credit recommendations
  • Corporate Banking Managers — challenge lending structures, pricing and covenant packages
  • Investment Banking Analysts — strengthen valuation and transaction-analysis foundations
  • Trade and Working Capital Bankers — connect operating cycles with funding structures
  • Risk Managers — evaluate debt capacity, downside cases and early-warning indicators

Skills and tools covered

Financial statement analysisCash flow forecastingCorporate valuationDebt structuringCredit risk assessmentTransaction evaluation

Tools and standards

DuPont analysis, CAPM, Discounted cash flow, Net present value

How the course runs

Training methodology

The course uses short technical briefings followed by structured analysis of corporate borrower and transaction cases. Participants interpret financial statements, build forecast assumptions, assess debt capacity, compare valuation methods and debate lending recommendations in small groups. Simulations replicate credit-committee and client-pitch discussions, requiring participants to defend assumptions, covenant proposals and downside cases. Instructor feedback focuses on analytical discipline, commercial judgement and clear presentation. Each participant prepares an application plan linking course methods to a current client, portfolio or transaction assignment.

Requirements and prerequisites

Participants should be comfortable reading an income statement, balance sheet and cash flow statement, and should understand basic accounting terms such as revenue, gross margin, depreciation, receivables and debt. Experience in corporate banking, credit, relationship management, finance, treasury, audit or commercial lending is helpful. Participants should be able to work confidently with percentages, ratios and spreadsheet-based calculations. Prior experience in investment banking, financial modelling or business valuation is not required. Advanced mathematics, programming and prior merger-and-acquisition experience are not required.

A typical training day

08:30 – 10:30First session
10:30 – 10:45Refreshment break
10:45 – 12:30Second session
12:30 – 13:30Lunch and networking
13:30 – 15:00Third session
15:00 – 15:15Refreshment break
15:15 – 16:30Workshop and daily review

Live online deliveries follow the same structure in East Africa Time, with shorter screen blocks and longer breaks.

What the fee includes

  • Instruction by a practitioner facilitator
  • Full course workbook and materials
  • Exercise files, templates and case studies
  • Refreshments and lunch on classroom deliveries
  • Certificate of completion
  • Post-course application plan

Frequently asked questions

You should be able to read basic financial statements and understand common accounting terms. The course teaches valuation, debt structuring and corporate-finance methods from an intermediate starting point, so prior investment-banking experience is not needed.

Bring a laptop with spreadsheet software if possible, particularly for live online delivery. You may also bring anonymised examples of client funding, credit or valuation questions that you want to consider during application planning.

It is designed primarily for corporate relationship managers, credit analysts, banking product specialists and risk professionals. It also suits finance professionals moving into corporate lending, transaction banking or corporate-finance advisory work.

Financial modelling courses focus mainly on spreadsheet construction, while credit analysis courses focus mainly on borrower risk and lending decisions. This course connects financial analysis, valuation, capital structure, transaction assessment and debt structuring in a corporate banking context.

You can use the templates and methods to review annual accounts, prepare client-call questions, assess refinancing proposals and support credit-committee papers. The application plan helps you identify specific client or portfolio work where the methods can be used promptly.

The programme contains ten modules taught in sequence, covering financial analysis through restructuring and recommendation writing. Each day runs from 08:30 to 16:30 and includes about 6.5 contact hours, with technical briefings, case work and discussion.

Questions about this course?

Ask about dates, fees, group bookings or running it for your team. Our training team replies by email.

Ask on WhatsApp info@skillsetdevelopment.com

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