Global Financial Regulation Training Course

Participants can determine how business activities, legal entities and products create regulatory obligations.

• Regulatory perimeter analysis for deposit-taking, lending, payments and insurance activities
• Legal entity mapping across subsidiaries, branches, holding companies and service providers
• Authorisation conditions for banks, insurers, payment firms and intermediaries
• Product classification determines prudential, conduct, disclosure and licensing requirements
• Cross-border passporting, equivalence and third-country access assessment methods
• Material outsourcing boundaries under regulated entity accountability requirements

Participants can align board governance, risk management and assurance arrangements with supervisory expectations.

• Three-lines model applied to regulatory ownership, challenge and assurance
• Board risk appetite statements linked to limits, triggers and escalation
• Fit-and-proper assessments for directors, senior managers and key function holders
• Supervisory review process using business model, governance and risk assessments
• Risk culture indicators covering incentives, challenge, incidents and speak-up channels
• Committee terms of reference defining decisions, information and accountability

Participants can explain Basel capital structure, risk-weighted assets and minimum capital requirements.

• Common Equity Tier 1, Additional Tier 1 and Tier 2 instruments
• Risk-weighted assets calculated for credit, market and operational risk exposures
• Pillar 1 minimum ratios and capital conservation buffer requirements
• Countercyclical buffer calibration and macroprudential capital policy objectives
• Systemically important bank surcharges and total loss-absorbing capacity requirements
• Pillar 2 supervisory capital assessment and internal capital adequacy process

Participants can connect credit underwriting, impairment and capital requirements within a regulatory control framework.

• Standardised approach risk weights for sovereign, bank and corporate exposures
• Internal ratings-based parameters: probability, loss given default and exposure
• IFRS 9 staging criteria, significant risk increases and expected losses
• Credit underwriting standards covering affordability, collateral and covenant monitoring
• Non-performing exposure definitions, forbearance flags and cure period controls
• Credit concentration limits monitored by sector, geography, obligor and product

Participants can assess core liquidity and funding requirements and their governance implications.

• Liquidity Coverage Ratio calculation using high-quality liquid asset stock
• Net Stable Funding Ratio analysis of available and required stable funding
• Contingency funding plans with triggers, playbooks and funding source alternatives
• Intraday liquidity monitoring for payment obligations and settlement exposures
• Interest rate risk in the banking book measurement approaches
• Funds transfer pricing supporting liquidity costs and balance-sheet accountability

Participants can design a regulatory stress-testing approach linked to capital and management actions.

• Baseline and adverse scenarios constructed from macroeconomic risk drivers
• Reverse stress testing identifies scenarios that threaten business viability
• Capital planning forecasts losses, income, distributions and management actions
• Sensitivity analysis tests key assumptions within credit and market models
• Model risk governance covers validation, limitations and outcome challenge
• Board approval records stress-testing assumptions, results and recovery actions

Participants can distinguish recovery planning, resolution planning and crisis-management responsibilities.

• Recovery plan options covering capital, liquidity, asset sales and governance
• Recovery indicators establish escalation thresholds before viability deteriorates materially
• Resolution strategies assess bail-in, transfer, bridge bank and liquidation options
• Critical function mapping identifies services essential to financial stability
• Operational continuity planning preserves technology, premises and third-party services
• Crisis communications protocols address regulators, customers, markets and employees

Participants can compare major insurance solvency approaches and identify their governance requirements.

• IAIS Insurance Core Principles structure supervisory expectations for insurers
• Solvency II pillars address capital, governance, reporting and market discipline
• Insurance Capital Standard concepts for internationally active insurance groups
• Own Risk and Solvency Assessment links strategy, risks and capital
• Technical provisions reflect best estimate liabilities and risk margins
• Reinsurance counterparty risk, collateral arrangements and concentration monitoring

Participants can explain how IFRS 17 affects insurance data, performance reporting and governance.

• IFRS 17 measurement models: general, premium allocation and variable fee
• Contractual service margin tracks unearned profit from insurance contracts
• Insurance revenue presentation differs from premium-based legacy reporting measures
• Discount rates, risk adjustment and fulfilment cash-flow governance controls
• Actuarial, finance and risk data reconciliations supporting reporting accuracy
• Disclosure controls explain insurance contract balances, judgements and sensitivities

Participants can design conduct controls across product design, sales, service and complaints handling.

• Target market assessments define customer needs, exclusions and distribution suitability
• Product governance committees approve pricing, features, disclosures and review triggers
• Fair value assessments test customer outcomes against price and benefits
• Sales incentive controls prevent mis-selling, churning and unsuitable recommendations
• Complaints root-cause analysis identifies recurring harm and remediation needs
• Conduct risk indicators track outcomes, exceptions, complaints and vulnerable customers

Participants can map AML and counter-terrorist financing requirements to lifecycle control activities.

• FATF Recommendations establish risk-based anti-money laundering control expectations
• Customer risk rating combines geographic, product, channel and ownership factors
• Beneficial ownership verification identifies controlling persons and ownership chains
• Transaction monitoring scenarios detect structuring, layering and unusual behaviour
• Suspicious activity reporting governance protects confidentiality and reporting timeliness
• Independent AML testing evaluates policy adherence, alert quality and escalation

Participants can establish proportionate sanctions and fraud controls for cross-border financial activity.

• Sanctions screening covers customers, payments, vessels and beneficial owners
• Name-matching calibration manages false positives without weakening screening effectiveness
• Sanctions evasion indicators include transshipment, shell entities and payment routing
• Fraud risk assessments address authorised push payments and account takeover
• Case management records investigation decisions, evidence and regulatory escalation
• Financial crime governance assigns accountability across compliance, operations and technology

Participants can build an operational resilience approach around important business services and tolerances.

• Important business services mapped to people, processes, technology and suppliers
• Impact tolerances define maximum acceptable disruption for critical services
• Scenario testing examines severe but plausible operational disruption events
• Third-party risk assessments cover concentration, substitutability and exit planning
• Outsourcing registers document services, data, locations and contractual obligations
• Business continuity plans coordinate response, recovery and communications responsibilities

Participants can identify regulatory control requirements for cyber risk, data use and digital services.

• Cyber risk assessments identify threats, vulnerabilities, controls and residual exposure
• Incident classification criteria determine notification, escalation and reporting timelines
• Data governance assigns ownership, quality standards, retention and access controls
• Privacy impact assessments evaluate personal-data processing and customer rights
• Cloud outsourcing controls address data location, audit rights and resilience
• Artificial intelligence governance covers explainability, bias testing and human oversight

Participants can integrate climate-related regulatory expectations into governance, risk management and disclosure.

• Climate risk taxonomy distinguishes physical, transition and liability risk
• Scenario analysis tests portfolio sensitivity to climate pathways and shocks
• Financed emissions methods support portfolio measurement and target setting
• Climate governance assigns board oversight, management accountability and risk ownership
• Sustainability disclosure controls validate metrics, assumptions and source data
• Greenwashing risk assessments test claims, labels and product documentation

Participants can design controlled regulatory reporting processes supported by reliable risk data.

• BCBS 239 principles address risk data aggregation and reporting capabilities
• Data lineage maps regulatory figures from source systems to submissions
• Regulatory reporting calendars assign deadlines, owners, reviews and attestations
• Reconciliation procedures compare regulatory returns, general ledger and risk systems
• Data quality rules test completeness, accuracy, timeliness and validity
• Management information packs explain trends, breaches and reporting adjustments

Participants can manage regulatory change from horizon scanning through implementation assurance.

• Regulatory horizon scanning identifies consultations, final rules and enforcement themes
• Obligations registers link requirements to policies, controls and accountable owners
• Gap assessments rate implementation status, residual risk and remediation priority
• Change impact assessments address products, systems, processes and training
• Control testing plans specify populations, samples, evidence and exception treatment
• Issue management tracks findings, root causes, actions and validation dates

Participants can prepare disciplined responses to supervisory requests, inspections and findings.

• Regulatory engagement plans define contacts, messages, commitments and escalation routes
• Information request logs track scope, owners, evidence and submission status
• Inspection readiness rooms organise documents, version control and response reviews
• Supervisory findings distinguish root causes, immediate fixes and sustainable remediation
• Board reporting presents examination themes, actions, dependencies and overdue items
• Written responses use factual evidence, clear ownership and realistic completion dates

Participants can build, review and present a complete regulatory implementation pack for a financial institution.

• Select material requirements for a cross-border bank or insurer scenario
• Build an obligations register with accountable owners and evidence sources
• Complete a gap assessment using risk ratings and remediation priorities
• Map controls across prudential, conduct, financial-crime and resilience requirements
• Prepare regulatory reporting calendar, governance dashboard and management action plan
• Present implementation recommendations to a simulated executive risk committee