Sustainable Banking Training Course

Participants can define governance and risk-appetite components for sustainable banking programmes.

• Board oversight responsibilities defined through mandates, reporting and challenge
• Three lines model applied to sustainability risk accountability
• Risk appetite statements translated into measurable portfolio limits
• Sustainability strategy linked to business planning and capital allocation
• Management information packs designed for committee-level sustainability decisions
• Policies, standards and procedures aligned through controlled document hierarchies

Participants can identify material ESG risks for clients, transactions and portfolios.

• Materiality assessment built from exposure, vulnerability and management quality
• Environmental risks assessed through pollution, biodiversity, water and waste indicators
• Social risks reviewed through labour, community, safety and human-rights evidence
• Governance risks tested through ownership, conduct, controls and transparency
• Risk heat maps calibrated using likelihood, impact and time horizon
• Client ESG questionnaires designed around sector-specific decision-useful evidence

Participants can incorporate ESG evidence into a credit assessment and approval recommendation.

• Credit files incorporate ESG findings alongside financial and collateral analysis
• Borrower business models tested for environmental and social dependencies
• Management quality assessed through governance structures and remediation capability
• ESG red flags escalated using defined approval and referral thresholds
• Internal risk ratings adjusted where ESG factors affect default risk
• Credit memoranda document assumptions, evidence gaps and mitigating actions

Participants can conduct a structured environmental and social project-finance review.

• Equator Principles categories assigned using project scale and sensitivity
• Environmental and social impact assessments reviewed for material gaps
• Action plans convert assessment findings into lender requirements
• Independent environmental consultants scoped for complex project-risk reviews
• Loan conditions incorporate monitoring, reporting and remedy obligations
• Completion tests verify environmental and social commitments before disbursement

Participants can develop sector approaches that guide lending and client engagement.

• Sector heat maps rank exposure, emissions intensity and transition pressure
• Exclusion lists distinguish prohibited activities from heightened due diligence
• Client segmentation identifies priority engagement and review populations
• Transition expectations tailored for power, transport, agriculture and real estate
• Relationship plans document milestones, evidence requests and escalation routes
• Sector policies set approval criteria, exceptions and periodic review triggers

Participants can distinguish climate-risk transmission channels affecting financial institutions.

• Physical risks classified as acute events and chronic climate shifts
• Transition risks examined through policy, technology, markets and litigation
• Climate drivers linked to borrower cash flows and collateral values
• Time horizons aligned with credit tenors, asset lives and strategy
• Location data used to identify flood, heat and wildfire exposure
• Climate risk registers record drivers, impacts, controls and ownership

Participants can design a proportionate climate scenario analysis for a portfolio.

• Scenario narratives selected from orderly, disorderly and hot-house pathways
• NGFS scenarios interpreted for macroeconomic and sectoral variables
• Transmission channels mapped from climate shocks to financial outcomes
• Sensitivity analysis tests carbon prices, energy costs and demand shifts
• Portfolio stress results expressed through losses, ratings and concentrations
• Model limitations documented with assumptions, data gaps and uncertainty ranges

Participants can calculate and interpret financed emissions for selected asset classes.

• PCAF attribution factors applied to loans, listed equity and bonds
• Scope 1, 2 and 3 emissions distinguished for portfolio reporting
• Data-quality scores assigned using reported, estimated and proxy emissions
• Enterprise value and outstanding amount used in attribution calculations
• Financed-emissions baselines segmented by sector, geography and asset class
• Carbon-accounting controls document sources, calculations, review and approval

Participants can assess portfolio alignment and formulate transition-planning actions.

• Portfolio alignment measures compared with financed-emissions reduction metrics
• Sector decarbonisation pathways translated into portfolio target-setting assumptions
• Net-zero targets separated into boundary, baseline, target and accountability
• Client transition plans assessed for governance, capital expenditure and milestones
• Engagement escalation options include covenants, pricing, restrictions and exit
• Target progress monitored through emissions, exposure and client-performance indicators

Participants can structure sustainable lending products with credible eligibility and controls.

• Green loan eligibility assessed against stated environmental project categories
• Sustainability-linked loan KPIs tested for materiality, ambition and verification
• Loan pricing adjustments linked to measurable sustainability performance targets
• Use-of-proceeds controls specify allocation, tracking and reporting requirements
• Second-party opinions evaluated for scope, independence and methodological limits
• Product governance records approvals, exceptions, monitoring and client communications

Participants can evaluate sustainability features within debt capital-market transactions.

• ICMA Green Bond Principles applied to use-of-proceeds bond structures
• Sustainability bond frameworks tested for eligible social and environmental projects
• Sustainability-linked bond targets reviewed for credibility and financial materiality
• Allocation reports reconcile proceeds with eligible project expenditure
• Impact reports distinguish outputs, outcomes and estimated avoided emissions
• Securitisation pools screened for asset-level sustainability eligibility criteria

Participants can identify sustainability risks and product opportunities in trade finance.

• Trade transactions screened for commodity, origin and counterparty sustainability risks
• Supply-chain finance programmes incorporate supplier environmental and social criteria
• Deforestation risk assessed through commodity traceability and supplier evidence
• Sanctions, AML and ESG checks coordinated without duplicating control steps
• Documentary credits reviewed for environmental and social covenant triggers
• Supplier improvement programmes link financing access to verified performance milestones

Participants can incorporate sustainability and climate factors into insurance underwriting decisions.

• Climate hazard data informs property, agriculture and catastrophe underwriting
• Underwriting questionnaires capture resilience measures and loss-prevention controls
• Accumulation exposures mapped by geography, peril and policy concentration
• Risk-based pricing reflects vulnerability, adaptation and claims-history evidence
• Insurance exclusions assessed for reputational, legal and customer implications
• Claims data analysed for recurring climate-related loss patterns

Participants can apply sustainability criteria to investment and treasury portfolios.

• Investment mandates specify ESG objectives, constraints and stewardship responsibilities
• Issuer analysis combines financial performance with material sustainability indicators
• Principal adverse impacts assessed through defined indicators and data sources
• Stewardship plans set voting priorities, engagement objectives and escalation points
• Treasury liquidity portfolios screened against approved sustainability exclusion criteria
• Counterparty limits reflect sustainability risk, governance and transition exposure

Participants can design a controlled sustainability-data process for financial decision-making.

• Data dictionaries define metrics, units, owners and permitted calculation methods
• Source-system mapping traces sustainability data from origin to reporting output
• Data lineage records transformations, estimates, overrides and approval points
• Control testing checks completeness, accuracy, timeliness and access rights
• Vendor data evaluated for coverage, methodology, refresh frequency and limitations
• Dashboard design separates management indicators from external disclosure metrics

Participants can prepare defensible sustainability disclosure inputs and claim controls.

• IFRS S1 requirements organised around governance, strategy, risk and metrics
• IFRS S2 climate disclosures linked to targets, scenarios and financial effects
• Disclosure evidence files retain sources, judgements, approvals and version history
• Greenwashing risks identified in product labels, marketing and client statements
• Claims review protocols test clarity, substantiation, balance and consistency
• Assurance readiness assessed through control design and evidence retention

Participants can plan a phased sustainable banking implementation programme.

• Gap assessments compare current practices against target operating requirements
• Workstreams prioritised by regulatory urgency, risk exposure and delivery effort
• RACI matrices assign accountability for products, risk, data and reporting
• Implementation roadmaps sequence policy, data, systems, training and governance
• Change plans address stakeholder resistance, incentives and capability requirements
• Key risk indicators track implementation progress and control effectiveness

Participants can connect portfolio, product, risk and disclosure decisions into one strategy.

• Business-case assumptions link sustainability initiatives with financial performance drivers
• Portfolio priorities reconciled with client needs, risk appetite and targets
• Product pipelines matched to sector opportunities and eligibility standards
• Operating-model choices define central oversight and business-line accountabilities
• Executive dashboards integrate exposure, emissions, product and control metrics
• Decision papers frame trade-offs, recommendations, dependencies and resource requirements

Participants can build, review and present a complete sustainable banking implementation pack for a selected portfolio or business line.

• Portfolio baseline consolidates exposures, ESG ratings, emissions and climate vulnerabilities
• Material sectors selected using risk, opportunity and strategic relevance criteria
• Sector policy defines exclusions, due diligence and client-engagement requirements
• Product proposal specifies eligibility, KPIs, governance and monitoring controls
• Implementation roadmap assigns owners, milestones, resources and decision gates
• Executive presentation defends recommendations against commercial and risk challenge